Have an Expert in your corner
True Pre-Approval
Together we will follow a personalized process to determine your maximum purchase price.
Ongoing Support
I don’t pre-approve you and send you on your way! Buying a house is a major life event and I am here to help you throughout the process. If you are considering different scenarios, I can explore those options with you to give you clarity and peace of mind.
Budgeting and financial planning
You’re approved! Now, let’s talk about affordability and your plans for the future. How do we leverage real estate to accomplish your financial goals
Concierge style service
What does a mortgage broker do?
I will help you select the mortgage product that best suits your financing needs. I do this by identifying your needs and comparing them to mortgage products offered by multiple lenders. I am looking for the very best solution for you and will outline the pros and cons of each lender and product. I can help you get into your first home, refinance current properties or purchase investment properties.
Meet YOUR Mortgage Broker
Garrett Billings
I’m Garrett, a licensed mortgage broker focused on providing a first class experience for all of my clients. I take an educational approach with everyone I work with, arming them with the info that they need to make decisions with confidence.
I am not a mortgage production line, so when you work with me you will receive a level of service that will alleviate a lot of the stress that comes with mortgage financing.
Whether you are trying to get into your first property, have a mortgage renewal coming up or want to tap into the equity in your home, contact me and I will walk you through your options.
4 simple steps
How it works
1. Let’s get to know each other
A quick phone call will allow us to identify your goals and determine if we are a good fit. Book an introductory call here or contact me to set up a time to chat.
2. Fill out an application
Our simple, easy to use program will allow you to fill out an application in minutes. Once you have submitted the supporting documents, we can get to work on formulating a plan for you.
3. Pre-approval & Budget
The hard work is done, on to the fun part! You now have a maximum purchase price and can start seriously shopping for places. Alternatively, if you are refinancing you will now have a crystal clear idea of what your options are.
4. First Class Service
I will walk you through each step of the transaction, keeping you informed and answering any questions you may have along the way. Once the transaction has completed, you will still have me in your corner for any future mortgage financing needs!
real customers
Testimonials
ready to start?
Get your mortgage now
“I’ve known Garrett for 20 years! He helped me use the equity in my home to lower my interest payments and be prepared for any big unexpected expenses”
Zack D.
“Garrett helped us learn about all of the programs for first time home buyers. He walked us through every step of the mortgage process and always had time for our questions. I would recommend him for anyone buying their first home”
Ryan and Lauren
“After a quick look at my situation, Garrett realized there was a better solution for me that would improve my cash flow immediately. I even got to stay with my own bank”
Brad R.
QUESTIONS?
Frequently Asked Questions
I work for you, not the bank. Having access to over 60 lenders, including banks, credit unions and private lenders allows me to find the very best solution for you.
Typically, the lender pays the broker a fee for arranging the mortgage, so you don’t directly pay for my services.
The earlier you reach out, the better. If there are any potential hurdles to mortgage qualification, it is best for us to identify them early. We can then devise a plan that will allow you to accomplish your goals.
Get in touch
If you have any questions or inquiries, please let me know and I will get back to you as soon as I can.